As I mentioned last month, I plan to post a monthly update on my beloved garden. Here’s what was happening in July:
- Zucchini, zucchini and more zucchini. I think I’ve lost a few pounds on what I call
June Garden Report
I really love our little garden, and I get a lot of satisfaction out of it. It’s also the reason for the visual theme of this website, and even the name, “Cultivating Wealth”. So I thought I’d share what’s happening …
Parents, Please Check Life Insurance Off Your List
As expectant parents or parents of young kids, you’ve heard that you should get life insurance, even if you already have some through your job.
Maybe you even know a family who lost the primary earner in the household, …
Interview: Medicare Expense Planning
Many of my clients (and my own parents) are approaching the age of 65, which means they’ll be eligible for Medicare coverage. But until they are in it, most are uncertain about what a switch to Medicare will mean for …
Interview: Mortgage Refinancing Answers
At today’s low interest rates, refinancing your mortgage can be a great way to reduce monthly mortgage payments and save thousands of dollars in interest. But we all know that the mortgage process is tougher that it used to be.…
Tax Changes on the Way (for 2012 & 2013)
This time next year, you’ll probably be thinking about your 2012 taxes. Of course, laws could be passed and things could change, but as of now several changes will be coming your way at the end of 2012.
Federal Income
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5 Disappearing Tax Benefits
April 15th is just around the corner, and I am deep in the process of preparing my 2011 taxes. Taxes are probably on your mind too, so this post will focus on recent federal tax changes, and the next will …
How to Choose a Retirement Plan for Your Small Business
If you work in the corporate world or in any large organization, you probably have access to a 401(k) plan. You can save there and even get a match from your employer. Easy-peasy.
But if you own a business, …
Why Cultivating Wealth?
Welcome to the Cultivating Wealth Blog. I’m Sara Stanich, a New York City-based Certified Financial Planner Professional (CFP®) and independent financial adviser.
A big part of my job is to answer questions from clients about their financial lives, which …
