At today’s low interest rates, refinancing your mortgage can be a great way to reduce monthly mortgage payments and save thousands of dollars in interest. But we all know that the mortgage process is tougher that it used to be.…
Tax Changes on the Way (for 2012 & 2013)
This time next year, you’ll probably be thinking about your 2012 taxes. Of course, laws could be passed and things could change, but as of now several changes will be coming your way at the end of 2012.
Federal Income
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5 Disappearing Tax Benefits
April 15th is just around the corner, and I am deep in the process of preparing my 2011 taxes. Taxes are probably on your mind too, so this post will focus on recent federal tax changes, and the next will …
How to Choose a Retirement Plan for Your Small Business
If you work in the corporate world or in any large organization, you probably have access to a 401(k) plan. You can save there and even get a match from your employer. Easy-peasy.
But if you own a business, …
Why Cultivating Wealth?
Welcome to the Cultivating Wealth Blog. I’m Sara Stanich, a New York City-based Certified Financial Planner Professional (CFP®) and independent financial adviser.
A big part of my job is to answer questions from clients about their financial lives, which …
