Cultivating Wealth Blog

Tips and ideas to simplify your financial life
What is Socially Responsible Investing?

What is Socially Responsible Investing?

Would you like to invest in companies which share your social or environmental goals? Are you concerned about indirectly supporting a industry or company you disagree with? If so, you may be interested in a movement known as “socially responsible investing”, also...

Smart Saving for School

Smart Saving for School

If you have kids, you know that education is going to cost serious money.  In fact: Daycare & Preschool can cost $1500-2500 per month. Private Primary and Secondary school in New York City can cost almost $40,000 per year. College expenses have increased at...

401K Options for Small Businesses

401K Options for Small Businesses

Too many small businesses skip offering a 401(k). They do this for a wide range of reasons, but more often than not fear is what’s getting in their way. Setting up a 401(k) is intimidating! Business owners who are already dealing with a full plate of to-do’s often...

Understanding Your Taxes When You’re Self-Employed

Understanding Your Taxes When You’re Self-Employed

Taxes. The word alone is enough to send most self-employed individuals running for the hills. There seems to always be some form of confusion around how to pay your taxes, or what’s expected of you by the IRS, when you’re self-employed. It doesn’t help that the tax...

Can I Afford to Work Part-Time?

Can I Afford to Work Part-Time?

Wouldn't it be great to have an extra day each week to run errands, spend time with your family, or just relax? But can you afford it? As a mom, I have often thought that part-time work would be the perfect compromise: I would have the extra time to spend time with my...

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