One of the most difficult times in our lives are when we finally start to notice our parents are aging. Maybe you don’t see them as much as you used to, and when you do, they aren’t as sharp, or …
6 Common 401(k) Myths, Debunked
If you’re like many of our clients, you have access to a retirement plan through your company. The most common type of plan we see is an employee-directed defined-contribution plan, like a 401(k) or 403(b). You probably have a 401(k) …
What Divorced Parents Need to Know About Financial Aid
When advising divorced or separated parents on the college financial aid process, a number of questions come up that have answers that aren’t intuitive. In this post I will cover the most frequent situations I encounter. I will also include …
The Trip of a Lifetime
As financial planners, we spend a lot of time talking about your vision for retirement.
- What would you do if you weren’t working?
- How will you spend your time?
More often than not, the answer includes a dream trip or …
What is Return on Life™?
Is Your Money Being Used to Improve Your Life?
There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we …
We Are Growing – Welcome Nannette Kamien!
We are thrilled to announce that Nannette Kamien, CFP® has joined our team!
Before joining Cultivating Wealth, Nannette founded Inspiration Financial Planning, a fee-only firm based in Encinitas, CA. She will continue to be based in southern California.
Nannette received …
Is it time to leave NYC?
When is the last time you asked yourself this question?
If you often ask yourself this question, you aren’t the only one. In fact, according to the US Census, New York lost approximately 180,000 residents last year, more than any …
Can You Afford Private School?
School! It’s a topic that many New Yorkers have spent way too much time researching, thinking about and discussing at cocktail parties. In New York, the sheer number of options can make “the school decision” especially daunting. Many of our …
Looking for a New Accountant? What to Ask Now
Tax return is now due
Tax season is here again, and for many of my clients, that means it’s time to reach out to your CPA – or to find one if you haven’t yet!
But if you are …
