Is Your Money Being Used to Improve Your Life?
There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we …
We Are Growing – Welcome Nannette Kamien!
We are thrilled to announce that Nannette Kamien, CFP® has joined our team!
Before joining Cultivating Wealth, Nannette founded Inspiration Financial Planning, a fee-only firm based in Encinitas, CA. She will continue to be based in southern California.
Nannette received …
Is it time to leave NYC?
When is the last time you asked yourself this question?
If you often ask yourself this question, you aren’t the only one. In fact, according to the US Census, New York lost approximately 180,000 residents last year, more than any …
Can You Afford Private School?
School! It’s a topic that many New Yorkers have spent way too much time researching, thinking about and discussing at cocktail parties. In New York, the sheer number of options can make “the school decision” especially daunting. Many of our …
Looking for a New Accountant? What to Ask Now
Tax return is now due
Tax season is here again, and for many of my clients, that means it’s time to reach out to your CPA – or to find one if you haven’t yet!
But if you are …
Pros and Cons of Rising Interest Rates
The Fed raised the target interest rate four times in 2018, and another one to two raises could happen this year. Rising interest rates often make the news. But are they a good or a bad thing? It depends on your perspective.
Winners: Savers
…
The Difference Between Marginal and Average Tax Rates
You may have heard that the income tax rate on the highest earners is now 37%.
Wow, does that mean if we make $500,000 we’ll pay $185,000 in federal income tax?
Well, no.
The rates you hear on the …
Business and Personal: Keep ‘Em Separated
Are you running your personal and business expenses out of the same account?
If so, you are not alone. I find that many freelancers, independent contractors, or entrepreneurs make the same financial mistake.
Here are some of the benefits of …
What is Socially Responsible Investing?
Would you like to invest in companies which share your social or environmental goals? Are you concerned about indirectly supporting a industry or company you disagree with?
If so, you may be interested in a movement known as “socially responsible …
