Cultivating Wealth Blog
Tips and ideas to simplify your financial life
How We Saved $50,000 Per Year
2008-2012 were some tough years across the board. Many people I knew had to downsize, change careers, or experienced wild income fluctuations. The truth is - my family and I went through the same thing. And, honestly, the lessons we learned can still be applied today....
Adopting? Feel Financially Prepared in Four Steps
Are you thinking about adopting a child? That’s wonderful! Parents thinking about adoption may be very anxious about the financial aspects of the process. I’d like to take some of the mystery out of it, so parents don’t unnecessarily delay for financial reasons. Here...
Your Financial Garden in 5 Easy Steps
My core clientele are busy professionals and entrepreneurs. They are ready to get serious about building their financial future, but don’t know where to start, and don’t have time to figure it out. Maybe I've been spending too much time in mine, but I think it's a lot...
Retirement Saving for the Self-Employed
Being your own boss has a lot of perks. Unfortunately, having a workplace retirement plan and an 401(k) match isn’t one of them. Even if you’re running the business of your dreams and never planning to fully retire, everyone wants the “option” to stop working (or...
Thinking Ahead When it Comes to Your Child’s Education
When our kids are young, it’s easy to get wrapped up in the day-to-day. Parenting is hard, and it’s tough to look much farther ahead than next Friday when you’re in the weeds with middle school math homework, preschool drop off, and Minecraft server dramas. Still,...
Crunch Time is Over! What to Do With Extra Money When Pre-K Begins
The average spending on daycare for infants and toddlers in New York City is $1800 per month (Source: NYU). In King’s County, it can cost upward of $350/week to enroll your baby (less than 3 years old) in full time child care. In the past year, my family spent an...
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Montauk, NY 11954
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