Site logo
Sticky header logo
Site logo
  • Home
  • What We Do
  • Services
  • About Us
  • Blog
    • Webinars
  • Let’s Connect

Blog

General Pros and Cons of Rising Interest Rates
January 11, 2019in General 0 Comments 0 Likes

Pros and Cons of Rising Interest Rates

The Fed raised the target interest rate four times in 2018, and another one to two raises could happen this year. Rising interest rates often make the news. But are they a good or a bad thing? It depends on your perspective. 

Winners: Savers

…

by Liz Sylvan
Taxes The Difference between Marginal and Average Tax Rates
January 4, 2019in Taxes 0 Comments 0 Likes

The Difference Between Marginal and Average Tax Rates

You may have heard that the income tax rate on the highest earners is now 37%. 

Wow, does that mean if we make $500,000 we’ll pay $185,000 in federal income tax? 

Well, no. 

The rates you hear on the …

by Sara Stanich
Cash Flow Business and Personal: Keep ‘Em Separated
December 26, 2018in Cash Flow 1 Comments 0 Likes

Business and Personal: Keep ‘Em Separated

Are you running your personal and business expenses out of the same account?

If so, you are not alone.  I find that many freelancers, independent contractors, or entrepreneurs make the same financial mistake.

Here are some of the benefits of …

by Sara Stanich
Investing What is Socially Responsible Investing?
December 17, 2018in Investing 0 Comments 0 Likes

What is Socially Responsible Investing?

Would you like to invest in companies which share your social or environmental goals? Are you concerned about indirectly supporting a industry or company you disagree with?

If so, you may be interested in a movement known as “socially responsible …

by Sara Stanich
Kids Saving for education
December 10, 2018in Kids 2 Comments 0 Likes

Smart Saving for School

If you have kids, you know that education is going to cost serious money.  In fact:

  • Daycare & Preschool can cost $1500-2500 per month.
  • Private Primary and Secondary school in New York City can cost almost $40,000 per year.
  • College
…

by Sara Stanich
Insurance Workplace Benefits
December 4, 2018in Insurance 7 Comments 0 Likes

The Benefits of Benefits

“My new company gave me this big packet of benefits information.  Should I sign up for the …”

  • Health Insurance?
  • Company 401K?
  • Group Life Insurance?
  • Long Term Disability Insurance?
  • Long Term Care Insurance?
  • Transit Checks?
  • Flexible Spending or Dependent Care
…

by Sara Stanich
Small Business 401K Options for Small Businesses
November 27, 2018in Small Business 0 Comments 0 Likes

401K Options for Small Businesses

Too many small businesses skip offering a 401(k). They do this for a wide range of reasons, but more often than not fear is what’s getting in their way. Setting up a 401(k) is intimidating! Business owners who are already …

by Sara Stanich
Taxes Understanding Your Taxes When You’re Self-Employed
November 15, 2018in Taxes 1 Comments 0 Likes

Understanding Your Taxes When You’re Self-Employed

Taxes.

The word alone is enough to send most self-employed individuals running for the hills. There seems to always be some form of confusion around how to pay your taxes, or what’s expected of you by the IRS, when you’re …

by Sara Stanich
Cash Flow Can I Afford to Work Part-Time?
November 8, 2018in Cash Flow 0 Comments 0 Likes

Can I Afford to Work Part-Time?

Wouldn’t it be great to have an extra day each week to run errands, spend time with your family, or just relax? But can you afford it?

As a mom, I have often thought that part-time work would be the …

by Sara Stanich
Prev

Posts navigation

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • …
  • 17
Next
Schedule a Call

Main Menu

  • What We Do
  • Services
  • Our Team
  • Learn
  • Let’s Connect

Ready to talk?

Call 646-693-7451
The Stanich Group LLC
dba Cultivating Wealth
  • Disclosures
  • Form CRS
  • Client Information

Our Locations

New York City

San Diego

The Hamptons

Portland

© Copyright 2020 Cultivating Wealth
div#stuning-header .dfd-stuning-header-bg-container {background-image: url(https://cultivatingwealth.com/wp-content/uploads/2020/08/shutterstock_1025412436.jpg);background-size: initial;background-position: left top;background-attachment: initial;background-repeat: no-repeat;}#stuning-header div.page-title-inner {min-height: 150px;}#main-content .dfd-content-wrap {margin: -10px;} #main-content .dfd-content-wrap > article {padding: 10px;}@media only screen and (min-width: 1101px) {#layout.dfd-portfolio-loop > .row.full-width > .blog-section.no-sidebars,#layout.dfd-gallery-loop > .row.full-width > .blog-section.no-sidebars {padding: 0 20px;}#layout.dfd-portfolio-loop > .row.full-width > .blog-section.no-sidebars > #main-content > .dfd-content-wrap:first-child,#layout.dfd-gallery-loop > .row.full-width > .blog-section.no-sidebars > #main-content > .dfd-content-wrap:first-child {border-top: 20px solid transparent; border-bottom: 10px solid transparent;}#layout.dfd-portfolio-loop > .row.full-width #right-sidebar,#layout.dfd-gallery-loop > .row.full-width #right-sidebar {padding-top: 10px;padding-bottom: 10px;}#layout.dfd-portfolio-loop > .row.full-width > .blog-section.no-sidebars .sort-panel,#layout.dfd-gallery-loop > .row.full-width > .blog-section.no-sidebars .sort-panel {margin-left: -20px;margin-right: -20px;}}#layout .dfd-content-wrap.layout-side-image,#layout > .row.full-width .dfd-content-wrap.layout-side-image {margin-left: 0;margin-right: 0;}