As mortgage loan rates hover around historic lows, almost everyone seems to be asking themselves if they should refinance. And if you aren’t, you should be. Your home is usually one of your biggest expenses and the source of a …
What Divorced Parents Need to Know About Financial Aid
When advising divorced or separated parents on the college financial aid process, a number of questions come up that have answers that aren’t intuitive. In this post I will cover the most frequent situations I encounter. I will also include …
Your Financial Garden in 5 Easy Steps
My core clientele are busy professionals and entrepreneurs. They are ready to get serious about building their financial future, but don’t know where to start, and don’t have time to figure it out.
Maybe I’ve been spending too much time
The Equifax Hack
By now you’ve heard about the massive data breach at Equifax which include the personal information of up to 143 million people. Although we have (sadly) grown accustomed to hearing about similar data breaches, like the ones at Target, Anthem, …
Common Sense Tips for Protecting Your Identity
Unfortunately, I have heard several stories from clients affected by identity theft. The results can include financial loss, fraudulent bills, damaged credit, and the huge hassle of contacting financial institutions and getting the mess sorted out.
Tips to Protect Your
…When to Consider Paying Off Your Mortgage
With interest rates likely to increase, you may be in no hurry to pay off your mortgage. After all, you may not be able to get such a low interest rate again.
But let’s assume you are making good progress …
Interview: Questions About Bankruptcy
Bankruptcy is a topic that comes up occasionally with my clients, so I went to an expert, New York bankruptcy attorney, Bruce Weiner, with my questions.
1. How much debt does someone need to have for bankruptcy to make sense?
…Divorce & Your Money: Liabilities
This is the fifth post in my “Divorce & Your Money” series.
In addition to their assets, a divorcing couple must identify their financial debts or liabilities. Division and responsibility for each will be part of their …
Interview: Mortgage Refinancing Answers
At today’s low interest rates, refinancing your mortgage can be a great way to reduce monthly mortgage payments and save thousands of dollars in interest. But we all know that the mortgage process is tougher that it used to be.…
