You may have a complex financial life and a substantial investment portfolio. But how do your financial goals relate to your real life?
While many financial advisors focus on investments, we believe your portfolio is only one part of the picture. We will analyze your personal financial situation, help you set realistic financial goals and develop plans to achieve them.
Our investment philosophy is deliberately simple:
If you are just getting started when it comes to investing or have a “clean slate” lump sum of cash that you’ve decided to invest, we are likely to recommend a low-cost, diversified portfolio of exchange-traded funds. The allocation of funds in the portfolio will depend on your financial goals and tolerance for risk.
If you have an existing portfolio of individual stocks or bonds, we will “work” with what you have. This means we carefully assess the outlook of each of your holdings and determine the tax implications (capital gains/losses or estate planning considerations) of any proposed transactions.
Interested in a second opinion on your investment portfolio?
Does your compensation package seem to get more complicated every year? Are you taking full advantage of all the benefits that you could be?
Roughly 10% of all U.S. employees own stock options, and about 50% in technology companies. But many miss out on potential benefits by neglecting to diversify over time, or to even sign up at all. Your company HR may be helpful, or they may not be.
Discussion topics which become part of your financial plan may include:
Do you have questions about your executive benefit plan or company stock plan?
If you’re wondering how to best save and pay for your children’s education expenses, you’re not alone. Many parents want to develop a proactive savings plan for education. A financial planner can help you to create a savings strategy and a college funding plan that allows you to help your kids while still protecting your own financial interests and goals.
If you’re considering a move to a new home, you may be wondering how much home you can afford. You might also be wondering about the best way to pay for what is probably your largest purchase.
If you’re looking at a multi-family homes, you might need some advice about the financial implications of owning rental property.
Together, we’ll build a comprehensive plan that addresses your desire to buy a home that doesn’t compromise your other financial goals.
As retirement is creeping closer, are you starting to wonder, “am I on track?”
You’ve been saving, but what will that be worth when retirement comes around? And will that be enough?
And if you haven’t been saving for retirement, what can you do to maximize your tax-advantaged savings so you can start catching up?
If your retirement “Plan A” is looking iffy, a financial planner can help you prepare for the next stage of your life, by providing an objective opinion regarding your retirement outlook and developing a sound financial plan that can help you get (or stay) on track.
Do you have questions about your retirement planning?
There are many financial decisions to be made when you are in the process of divorce. Please visit PowerOverDivorce to learn more about Divorce Financial Planning Services.
We specialize in helping busy professionals with families understand their options and make informed decisions surrounding the financial aspects of divorce.
As a Certified Financial Planner (CFP®) practitioner and Certified Divorce Financial Analyst (CDFA™), we can help you understand your financial needs and clarify the implications of a divorce settlement agreement.
You can come to resolution and make informed choices that work for your whole family.
Our goal is to help you start fresh with dignity and financial stability. We are not attorneys and have a very different role. We focus on the financial aspect of the divorce only.
Please visit PowerOverDivorce to learn more about Divorce Financial Planning Services.
