What’s In Your Plan?
We take a comprehensive approach and financial plans are customized for every client.
Depending on your needs, your plan could include:
Investment Portfolio
We analyze your existing portfolio, make tax-aware recommendations and manage over time.
Equity Compensation
We’ll consider concentration risk, taxes and how your vesting schedule fits in with your financial goals.
Real Estate Scenarios
Is this the time to make your move?
How do real estate changes affect your other lifestyle goals?
Cash Flow Analysis
Awareness of what it costs to “run your life” is crucial to develop accurate projections and actionable plans.
Retirement Plan
Prepare for the next stage of your life with an objective review of your retirement outlook and a plan to help you get (or stay) on track.
Insurance Review
We don’t sell insurance but review your coverage, assess needs and connect you with trusted referrals as needed.
Tax Planning
Understand the tax implications of your decisions and help prevent “surprises” at tax time.
Estate Planning
Protect your loved ones and ensure that your wishes are documented.
Business Owner Needs
Implement a retirement plan for you and your employees and build enterprise value over time.
Our Process
Discovery
A deep-dive meeting which includes a mind-map of your financial life.
Establishment of the “financial facts”. Where are you now and where do you want to go?
Assessment tools to understand your financial behaviors and tolerance for investment risk.
Solutions
Financial plan includes review of current position and action plan to optimize investments, minimize taxes, and build wealth over time.
Prioritization of key or time-sensitive issues.
Follow up to ensure completion of back-burner issues.
Support
Annual review of portfolio and progress on goals.
Periodic investment portfolio rebalancing.
Access to our network of professionals.
24/7 access to online financial portal.
Email and check-in meetings as needed … we want to hear from you!
Our Compensation
We are fee-only financial planners, which means we cannot receive commissions and do not sell financial products. We offer a few options:
Asset-based Fee
This is billed as a percentage of the investments under our management and is deducted directly from your account(s). (Minimum annual fee applies)
Advice-only Fee
This is a flat fee for a comprehensive plan or specific project. Ongoing investment management is excluded from the plan. (Ranges from: $6,000 – 12,000, based on complexity)
